Kanexy Limited designs and operates the Yzer website and app. Yzer is not a bank, the Yzer current account is an e-money account provided by PayrNet Limited, which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900594) for the issuing of electronic money. PayrNet holds an amount equivalent to the money in Yzer current accounts in a safeguarding account which gives customers protection against PayrNet’s insolvency. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by PayrNet Ltd pursuant to license by Mastercard International Inc. PayrNet Ltd is authorised by Financial Conduct Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900594). Yzer, the Kanexy logo, the K-bird, and Building Banking Inside Business Digital Nervous System are trade names of Kanexy Limited, and may not be used or reproduced without consent of the owner.